Real Estate Price Maphome prices by county

Garrard County, KY home prices

Garrard County, KY: the typical home is worth $256,103 as of 2026-05, down -1.7% over the past year and +217.1% since 2000. Listings run about $193/sq ft…

Data as of · by the Real Estate Price Map data team · methodology & sources

Garrard County is falling and fairly valued — very affordable for what people here earn.

Momentum-1.7%Falling
Valuation+8%Fair value
Affordability8/10Very affordable
Market55 daysBalanced

Real Estate Price Map scores, derived from the data on this page · how we calculate them

1992: $56,688 → 2026: $256,103 (4.5×) pre-2000 estimated via FHFA index

Typical value$256,1032026-05
1-year-1.7%
5-year+36.8%
10-year+99.8%
Since 2000+217.1%
Population18k2024
Median income$62,9802023 · 4.1× income
Price / sq ft$193listings
Days on market552026-06
Active listings732026-06
Price cuts23%of listings

Market read

At $256,103, homes in Garrard County sit 41% above the Kentucky median ($181,510) and 9% above the US median ($233,954). That ranks #22 of 120 Kentucky counties by price.

Prices are cooling (-1.7% in the last year) — leaning buyer's market.

Homes here move at a steady pace — a median 55 days on the market, with 23% of listings cutting their asking price.

At 4.1× local income, that's pricier than the typical US county (~3.8×).

Prices here sit roughly in line with what local incomes and rents imply at the typical US multiple.

Home value history

Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →

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Nearby counties

Lincoln County, KY ($187,053) · Madison County, KY ($287,320) · Jessamine County, KY ($329,129) · Boyle County, KY ($244,465) · Mercer County, KY ($242,435) · Rockcastle County, KY ($152,156)

Frequently asked questions

What is the average home price in Garrard County, KY?
The typical home in Garrard County is worth $256,103 as of 2026-05, based on the Zillow Home Value Index.
Are home prices in Garrard County rising or falling?
Prices are down -1.7% over the past year and +217.1% since 2000 — a buyer's market.
Is Garrard County affordable?
At 4.1× the local median income of $62,980, Garrard County is pricier than the typical US county.
How fast do homes sell in Garrard County?
Homes here take a median of 55 days to sell, with 23% of listings cutting their asking price.
Median home value by year
YearMedian home value
2000$80,752
2001$85,107
2002$88,895
2003$91,110
2004$95,852
2005$101,047
2006$104,788
2007$107,521
2008$109,250
2009$108,834
2010$106,763
2011$106,533
2012$107,125
2013$113,279
2014$118,333
2015$117,560
2016$125,048
2017$131,471
2018$135,951
2019$144,242
2020$155,397
2021$175,862
2022$205,236
2023$219,668
2024$227,968
2025$246,022
2026$254,154